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Health insurance

Your premiums went up again.

+4.4% in 2026. Save up to CHF 1'700/year by switching insurers. Free analysis by an independent broker.

2026 Average Premiums by Canton

CantonAdult premium/month2026 increaseSaving potential
Geneva~CHF 480+4.7%→ up to CHF 1'500/year
Vaud~CHF 445+4.2%→ up to CHF 1'200/year
Zurich~CHF 410+4.0%→ up to CHF 1'200/year
Basel-City~CHF 480+4.7%→ up to CHF 1'400/year
Bern~CHF 395+4.0%→ up to CHF 1'050/year

Source: FOPH (Federal Office of Public Health), 2026 premiums. Savings estimated through carrier switching + franchise/model optimization.

What we do for you

  • ✓
    Full LAMal comparison
    All insurers, all models: family doctor, HMO, Telmed, standard.
  • ✓
    Supplementary insurance (LCA)
    Hospitalization, dental, alternative medicine, vision, fitness — negotiated terms.
  • ✓
    Franchise optimization
    Precise calculation of optimal franchise based on your medical history.
  • ✓
    Premium reduction subsidies
    Verification of your eligibility for cantonal subsidies and application filing.
  • ✓
    Carrier switching
    Cancellation, new enrollment, transfer — we handle 100% of the paperwork.
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    Critical deadline: November 30
    Cancellation letter must be received by your current carrier before November 30 for January 1 effect.